If Encompass® is your loan origination system (LOS), you already know its power—and its limitations. Manual conditions. Tedious document handling. Endless reviews. It’s a lot.
That’s why we built Prism, Lender Toolkit’s all-in-one Encompass automation engine. Designed to supercharge your LOS, Prism turns manual mortgage processes into streamlined, automated workflows that get loans closed faster—with fewer errors, less overhead, and happier borrowers.
What Is Prism?
Prism is a complete automation platform that integrates directly into Encompass by ICE Mortgage Technology. It layers advanced AI and intelligent logic on top of your current workflow to automate:
- Underwriting conditions
- Document recognition and condition matching
- Income & asset analysis (FHA, VA, USDA, and Conventional)
- Continuous file review for compliance
- Submission-to-clear automation for fast closings
Think of it like Encompass on autopilot—with human precision.
What Sets Prism Apart?
While other automation tools require complex APIs, external platforms, or expensive dev work, Prism works natively in Encompass. No need to switch systems or reinvent your process.
And unlike single-feature tools, Prism is a full automation suite designed to handle everything—from Day 1 disclosures to Clear-to-Close.
Key Benefits for Lenders:
- Speed: Clear-to-close in as little as 10 days
- Compliance: Built-in rules that adapt to investor guidelines
- Profit: Up to $250K/year in reduced manual labor and improved pull-through
- Accuracy: 99% OCR document processing and error flagging
- Team Impact: Your processors and underwriters will thank you
Real ROI, Real Fast
Prism is already helping lenders streamline operations, improve audit performance, and free up time for high-value work. When combined with our PowerTools Suite and Professional Services team, Prism becomes the centerpiece of a total mortgage automation strategy.
Ready to see Prism in action?
Let us show you what Encompass automation really looks like.
