Automate Income.Analyze Assets.Close Loans Faster.
Prism is your end-to-end Encompass® automation engine—extracting data, calculating income, analyzing assets, and generating conditions in real time using 8,000+ data points.
One Platform. Full Automation.
Benefits
Prism reduces friction across your team, empowering processors, underwriters, and loan officers to move faster with greater confidence.
Fewer
Conditions
Custom logic ensures you’re only asking for what’s truly needed—no unnecessary back-and-forth.
Faster
Clear-to-Close
Speed up your pipeline without sacrificing accuracy or compliance.
Explainable, Trusted Decisions
Prism’s clarity engine provides insight into every recommendation—just like your best underwriter would.
One Platform. Full Automation
Don’t Take Our Word for It ,Take Theirs.
WORKFLOW EFFICIENCIES
“Lender Toolkit has provided us with several exceptional tools that are helping us to create efficiencies to our workflow. We started out with some of their free tools which are extremely helpful. We then progressed on to using several of their expert tools, including AI Underwriter, Automated Disclosures, and Prism. All of their implementation and support teams have been great to work with…We highly recommend them for your mortgage needs.”
Eric Forsythe
Leaders Credit Union
SIMPLER PROCESS
“LTK possesses many tools and utilities that help make the loan origination process simpler across the entire board and for the whole team…Their products like Disclosure Automation and AI Underwriter (now called Prism) help to significantly increase loan file accuracy to adhere to compliance standards, which helps steer clear of errors to avoid cures. Also, the LTK staff are incredibly easy to work with and always provide great troubleshooting and technical support for us.”
Douglas Yacenick
Northern Mortgage
TRANSFORMED OUR BUSINESS
“We have been working with Lender Toolkit for the past 5-6 years and we couldn’t be happier from an organization standpoint with them. Their PowerTools, along with Prism and Disclosure Automation have transformed our business into a technological powerhouse in the mortgage industry. Not only that but their employees are amazing and smart individuals that always put their clients first in ensuring their needs are fulfilled.”
Alfonso Del Manzano
Taylor Morrison Home Funding, Inc.
GREAT PARTNER
“Prism has helped with consistent underwriting conditions and income calcs. It is adaptable to our needs as well, highly recommend.”
Jill Lentz-Antoine
Mortgage 1
End-to-End Encompass® Automation
“Lender Toolkit is an essential partner for any mortgage company that wants to embrace automation and technology to increase efficiency. Their team has solutions for any problem you face from Disclosure Automation to Prism income calculation tool, as well as any rules you may need within Encompass.”
Jason Windsor
NRL Mortgage
ENDLESS SOLUTIONS
“LTK has become an indispensable part of our Encompass team. We leverage several LTK technologies, including PowerTools Optimized and Disclosure Automation. They are the first and only company we reach out to when we are looking for a solution or enhancement to Encompass.”
Matt Kovach
NRL Mortgage
EXCEPTIONAL AND ESSENTIAL
“Lender Toolkit is an exceptional and essential tool for the mortgage industry. They allow us to streamline the entire lending process, saving time and boosting efficiency. With top-notch customer support and regular updates, I can’t recommend them enough. I don’t know how I would function without the tools they’ve provided for Encompass support and I truly can’t even choose one favorite. If you’re not using them, you’re losing time and decreasing your efficiency, that I know for sure.”
Diana DeWilde
Flat Branch Mortgage, Inc.
FANTASTIC PRODUCTS!
“Lender Toolkit provides some of the best, most useful tools for our Mortgage Department. From tools that help us reduce the amount of clicks we have to do, creating efficiency, to tools that provide us more transparency about the applications we are originating. Lender Toolkit is essential”
Kevin Bishop
Fairwinds Credit Union
EXCELLENT TOOLS!
“The LTK suite of tools is a must for an enhanced user experience and administrative efficiencies. Code Wizard alone allows literally anyone at any level of experience to compose business rules!”
Brett Penney
LendUS, LLC
AMAZING PARTNERSHIP AND COLLABORATION
“Our LTK family is simple amazing. Their collaborative ideas and technology provide us with solutions and tools that are effective, beneficial and they know the mortgage business well. Simply put we love our teammates at LTK, they are the best!”
Donna Davis
Highlands Residential Mortgage, LTD
Real Results, Tangible Impact
Prism isn’t just about automation—it’s about measurable transformation.
30
%
Faster Clear-to-close
40
%
Fewer Reconditions
10
+
Hours Saved per Loan File
Analyze faster → Standardize underwriting → Clear-to-close sooner
Complete the Suite
Prism works best when paired with Lender Toolkit’s broader automation tools to deliver a fully optimized mortgage experience from start to finish.
